The increase of the fund is different every year, but it will definitely rise or stop before and after the Spring Festival. Generally speaking, the income will start to be relatively stable in the second half of the year, so after the Spring Festival, the fund will generally rise. Then after the Spring Festival, you can buy some funds with wealth management products properly and rationally to get more income, because this is more than putting money in the bank, and the income of funds with different maturities is different.

Second, according to the type of fund you buy.

Each fund type, with the different types, the increase is also different. For example, in 2020, the gold fund is a very good industry. Some people think that the gold fund will go up for a while, but it keeps going up and down all year round. So people who buy gold funds in 2020 really earn a lot of money. According to different funds, the annual increase is different, but in general, people will have some extra income and will not lose money. If you have spare money in the bank, you might as well use it to buy funds.

Third, buy funds rationally.

In fact, buying a fund should be relatively calm, because some people think that the fund will definitely make money, so spending a lot of money to buy a fund will make people feel that it is not worth it at all. Therefore, when buying funds, we must buy funds rationally. You can buy more funds, see which one gains more, and then make further investment. When you buy a fund, you must check the situation yourself. Don't come to you based on the recommendation of some people or certain claims products. It is very irrational to invest with one heart.

Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.

From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.

Classification:

According to different standards, securities investment funds can be divided into different types:

(1) According to whether the fund unit can be increased or redeemed, it can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

(2) According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

(3) According to the different investment risks and returns, it can be divided into growth funds, income funds and balanced funds.

(4) According to different investors, it can be divided into bond funds, stock funds, money funds and hybrid funds.