1. house: a house can be used as collateral for a loan, and documents such as house ownership certificate, land use certificate and house evaluation report are usually required.
2. Vehicles: Cars can be used as collateral for loans, and relevant materials such as owner's certificate, driving license and vehicle evaluation report are required.
3. Deposits: Deposits can be used as collateral for loans, and relevant supporting documents such as deposit certificates and bank statements are required.
4. Stocks, funds and other securities: investors who hold securities can use them as collateral for loans, and they need to provide securities position certificates, market value evaluation certificates and other corresponding documents.
5. Other valuables, such as jewelry and artworks, can also be used as collateral for loans, and corresponding appraisal and appraisal certificates and ownership certificates are required.
In the process of loan, the bank will make a comprehensive evaluation based on the borrower's repayment ability, credit record and other factors to decide which collateral to accept. If the borrower has relevant records in the field of online lending, you can use tools such as Beijian Quick Check to obtain data such as application times, online lending data, online black index score, hit risk warning, court prosecution information, arbitration case information, and untrustworthy information. Such a query tool can provide accurate data, help borrowers understand their credit status, and further affect the approval results of bank loan applications.