The so-called passive income requires “property”.

For example, a large sum of money is deposited in a bank to earn interest, or multiple houses are bought and rented out to obtain rental income, or investment funds are invested to receive dividends at the end of the year, etc.

To put it simply, you must have "capital" and "mine" before you can obtain benefits without relying on the investment of human resources and time.

If there are no network resources, you can only rely on physical strength and brains, and use time and skills to obtain corresponding benefits.

For example, most salaried workers earn a salary from 8 hours of work, which is called "active income."

Obviously, wealth freedom is a relative definition, referring to passive income compared with consumer spending.

If a person trades more than 100,000 yuan a year, his passive income of 200,000 yuan can be called "wealth freedom"; while another person's consumer market is more than 1 million yuan a year, then his passive income of 500,000 yuan can also be considered

It’s not “wealth freedom”.

Except for the above-mentioned bad examples of income derived entirely from active income and income derived entirely from passive income, our ordinary working-class people are probably in an intermediate state.

In other words, the average person not only needs a job to obtain continuous cash income, but also has a certain amount of surplus and savings to carry out financial investment and obtain a "passive income", thus increasing the total amount of disposable income and wealth.

, satisfy your consumption desires in more aspects.

For example, if you make a little profit from stock trading every day, you can reward yourself with a big meal; if you make a big profit, buy a high-end car.

When we first entered the society, we felt that the future was very long. We all carried our dreams and forged ahead, and we looked forward to the beauty of the future. When the harsh reality hit our persistent heads again and again, we did not give up our dreams and pursuits.

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As we grow older, get married, have children, and become middle-aged and older, the distance between us and our classmates and friends from the same starting point gradually widens, and our psychological balance loses balance. They don't give us face, right?

Why?

Now think about it, they actually give face.

My friends whose test scores are not as good as mine probably have higher EQ and better coordination than me.

The diploma is not as good as that of my colleague. He may have the environment and good connections.

All discernment should be multi-dimensional.

What is more suitable for salaried workers is investing in index funds.

Using fixed investment funds to invest in index funds regularly every month is simple and reasonable for office workers.

Why do I say this? Because in the long run, the capital return rate of the companies behind index funds is mostly above 10%. By investing in index funds and owning such profitable companies, they are actually letting the companies work for us to make money and steal people.

Use your own work ability and your spare time to do odd jobs for companies or enterprises in the same industry. Anyone in the technician industry can do this. If you can endure the hardship, the benefits can be considerable.