Medical insurance for urban and rural residents consists of individual contributions and government subsidies. 580 yuan, the per capita financial subsidy, will be put into the special account of the medical insurance fund together with the 320 yuan paid by everyone, so as to ensure the insured people to enjoy medical insurance benefits.
Urban and rural residents' medical insurance will be paid once in the same year, which will guarantee the whole year of the following year. Therefore, residents' medical insurance is paid by individuals every year, and the finance also has subsidies every year. The medical insurance fund provides protection for all residents who pay fees and is used together. Because each of us will face all kinds of uncertain disease risks in our lives, it is our stable guarantee to pay medical insurance fees on time every year to prevent and resolve the risks of medical expenses.
Legal basis: People's Republic of China (PRC) Henan Provincial Medical Security Bureau, Henan Provincial Department of Finance and Henan Provincial Taxation Bureau jointly issued the Notice on Forwarding the DocumentNo. [202 1]32 to Do a Good Job in Basic Medical Security for Urban and Rural Residents in 20021year, and made arrangements for doing a good job in basic medical security for urban and rural residents in the whole province in 20021year. It is clear that in 20021year, the per capita subsidy standard of medical insurance for urban and rural residents in Henan Province will be increased by 30 yuan, reaching 580 yuan per person per year, and the individual payment standard of medical insurance for residents will be simultaneously increased by 40 yuan, reaching 320 yuan per person per year. Emphasize further liberalization of household registration restrictions for participating in basic medical insurance. For those who hold residence permits to participate in medical insurance for local residents, governments at all levels should give subsidies according to the same standards for local residents. Residents' medical insurance participates in the centralized insurance period, employees' medical insurance participates in medical insurance within 3 months, and newborns have no waiting period. At the same time, this year, the province's major illness insurance will continue to implement differentiated financing. According to the use of the serious illness insurance fund in the whole province last year and the expenditure of all the regions as a whole, the fund-raising standards of the serious illness insurance in the whole province are divided into four grades: 95 yuan, 78 yuan, 70 yuan and 64 yuan, and the per capita fund-raising in the whole province is 7 1 yuan.