As a kind of long-term housing savings, the housing provident fund can be withdrawn. As long as the conditions are met, the balance in the provident fund account can be withdrawn and used.
For example, when paying a down payment for a house, repaying a mortgage, carrying out house renovations, paying rent, etc., the balance of the provident fund account can be withdrawn.
Another common situation is withdrawal from the account. So what should I do if the provident fund is withdrawn and the account is closed? Let’s find out together.
What should I do if the provident fund is withdrawn and the account is cancelled? If the provident fund is withdrawn and the account is canceled, it means that the user's housing provident fund account has been canceled and cannot be used anymore.
After the provident fund is closed and withdrawn, the account will be canceled and the information in it will be cleared.
Of course, if the user wants to continue to apply for the housing provident fund, he can go through the provident fund account opening procedures again and make the payment again.
As long as the payment status of the housing provident fund account is normal after re-opening the account, the provident fund can be used normally.
There are actually many situations for withdrawing housing provident fund from household registration, specifically the following situations: 1. Withdrawal from household registration in the city for transfer of household registration in other places.
If you have a non-local household registration and leave the provident fund payment city, you can apply to cancel the local port fund account and withdraw all the balance in the provident fund account at one time.
The conditions for cancellation are as long as the local social security is transferred to another city, or the local social security is suspended for more than three months.
2. Withdrawal of household registration after moving out and canceling the household registration.
When local household registration transfers to other cities, bring your ID card, provident fund card (or provident fund co-branded card) and household registration transfer certificate to the local housing provident fund management center to cancel the account and withdraw the full amount in the account at one time.
3. Withdraw from account cancellation if you have settled abroad or in Hong Kong, Macao and Taiwan.
When you have a local household registration, settle or immigrate to an overseas city, or Hong Kong, Macao and Taiwan, you can bring your ID card, provident fund card (or provident fund joint name card) and household registration cancellation certificate (or permanent residence certificate) to cancel your provident fund account and withdraw the account in full at one time
amount within.
If you are 4 years old and unemployed, and your provident fund account has been sealed for more than two years, you can apply for account cancellation and withdrawal.
Unemployed people with local household registration, men over 50 years old and women over 45 years old, whose housing provident fund accounts have been sealed for more than two years, can bring their ID cards, provident fund cards (or provident fund co-branded cards) and unemployment certificates, and cancel their accounts in one go
Withdraw account balance.
5 Retire early and withdraw from the account.
If you have not reached the legal age and apply for early retirement, you can bring your ID card, provident fund card (or provident fund joint name card) and retirement certificate to provide the provident fund account balance in full at once.
6. When retirement age is reached, the account is closed and withdrawn.
Local household registration, or foreign household registration for retirement in the local area, after reaching the legal age, bring your ID card and provident fund card to cancel the account and withdraw.