Is ETF linked fund suitable for fixed investment?
1, investment threshold
ETF linked fund refers to an open index fund that invests at least 90% of the fund property in the target ETF fund. However, compared with ETF funds, the investment threshold of ETF linked funds is much lower.
Generally, the subscription and redemption of ETFs start from 6,543,800 copies, while the minimum subscription amount of many ETF-linked funds is only 654.38+00 yuan, such as E Fund and Huaxia SSE 50ETF Link A, etc.
Therefore, from the perspective of investment threshold, ETF linked funds meet the needs of small-scale diversified investment.
2. Mode of operation
ETF-linked funds are generally purchased and redeemed through OTC channels. Many fund direct selling and consignment platforms support setting up automatic fixed investment. After the investor sets the fixed investment period, fixed investment amount, payment channel and other information, the system will automatically deduct the money on time, without the need for investors to manually purchase it every month.
ETF funds can also make fixed investment, but automatic fixed investment cannot be set. Therefore, from the perspective of operation mode, ETF linked fund is also more suitable as a long-term fixed investment tool, which is more convenient to operate.
3. Fund risk
The risk of ETF-linked funds is relatively high, and the risk level of most ETF-linked funds belongs to medium-high risk, and the net value of funds fluctuates greatly. Fixed investment can effectively prevent investors from chasing up and down.
On the whole, ETF linked funds can be used as fixed investment funds. It should be noted that ETF-linked funds are different from Class A and Class C. Class A charges subscription fees and redemption fees, while Class C is exempt from subscription fees. Holding a fund for a certain period of time can be exempted from redemption fee, but a sales service fee is charged.
The above content about whether ETF linked funds are suitable for fixed investment, I hope to help you. Warm reminder, financial management is risky and investment needs to be cautious.