Both are money funds, but which is better is not absolute. In the case that Yu 'ebao expects less and less annualized expected income, China Merchants Bank has certain advantages. In addition, Ying Chao is more convenient and flexible than Yu 'ebao in terms of redemption times. China Merchants Bank Ying Chao and Yu 'ebao are both money funds, and there is little difference in security. Therefore, when considering which to invest, we only need to consider the income.
The currency A of China Merchants Qian Bao is the Ying Chao of China Merchants Bank, with a yield of 4.27% in the last year, 2. 13% in the last six months and 1.06% in the last three months. The other five are just money funds in the balance treasure, namely Tian Hong Yu 'ebao Fund and Boss Cash Income Currency A, Central Europe Rolling Qian Bao Currency A, Huaan Rixin Currency A and Cathay Pacific. Comparing these five funds comprehensively, we can find that Cathay Pacific is the highest treasure currency income: the yield in the last year is 4.2 1%, the yield in the last six months is 2. 14%, and the yield in the last three months is 65438.
China Merchants Bank China Merchants Bank is a cash management financial product issued by China Merchants Bank, and Yu 'ebao is a monetary fund. Both products belong to low-risk fixed income, and the investment direction of products is similar. The difference is that Yu 'ebao can be directly consumed, while China Merchants Bank cannot directly use it, and it must be redeemed for consumption. The convenience is not as good as Yu 'ebao, but the income is higher than Yu 'ebao, so you can choose according to your own needs.