There are many kinds of funds: stock funds, bond funds, index funds and so on.
People's livelihood plus banking boom industry mix (690007) belongs to the mixed fund, let's take a look at its situation:
In terms of net worth, 690007 is generally upward.
However, the recent performance this year is not very good.
This is because industry-based hybrid funds pay more attention to the performance and level of fund managers.
Although it didn't take long to start this year, it is not recommended to buy this fund in view of its recent performance. After all, we have many choices.
So how do you choose a fund that suits you?
1 First of all, choose the appropriate type according to the category: if it is a fixed investment, it will be better to choose index funds and mixed funds with relatively large fluctuations than one-time investment. After all, it is difficult for us to predict whether it is the lowest now ~!
2. It is best to operate for more than 3 years. If it is not open regularly, it can be redeemed at any time.
3. Look at the performance of the fund: if you choose to grow steadily in the past year, the income will be better.
4. Look at the fund manager: the maximum withdrawal rate (used to describe the biggest loss that investors may face, the debt base is within 10%, and the stock base is within 45%. Index funds follow the index regardless of the maximum withdrawal rate) and replacement frequency (do not change frequently).
Buffett has repeatedly advised investors: "Be sure to invest within your own understanding."
Sharpening a knife is not a mistake for a woodcutter. It's best to learn financial management knowledge before investing, and then invest clearly.