2. It is said that the back end of the fund will pay, the holding period will be longer, and the handling fee will be lower and lower, even free. If the investment is fixed, can the back end choose? Yes, but there are fewer funds to choose from. It seems that ICBC only has 100 financing.
If you don't have much money, invest about 500 yuan a month. If so, do you think it is better to vote for one or two?
It depends on the duration of your investment. If you can invest in 2, 1 index funds and 1 active stock funds for a long time. If it is short-term, say within three years, then invest in a balanced fund.
In addition, if you want to save the handling fee, you can use the stock account to buy funds at a cost of 0. 15%, but there are few funds to choose from, probably dozens.