How does Yu 'ebao switch funds now?
1. Open Alipay app and click "My".
2. Click "Bao Yue" in Alipay my interface.
3. In the interface of Yu 'ebao, click "Transfer in".
4. In the interface of transferring to Yu 'ebao, click "Transfer to Yu 'ebao-Fund".
5. You can convert the fund by selecting the transferred product.
Is the risk of Yu 'ebao different funds the same?
Different funds with different balance treasure have the same function except for different income. For example, use the balance treasure to spend, recharge, pay fees, pay back credit cards, spend money, borrow money and so on. All Yu 'ebao funds have these functions.
At the same time, the risks of different funds of Yu 'ebao are the same, and they all belong to low-risk money fund products. Money funds are mainly used to invest in securities such as treasury bonds and bank deposits, so there is basically no loss of principal, and there are few cases where income cannot meet expenditure. You don't have to worry about the different risks of different funds of Yu 'ebao. At present, all funds of Yu 'ebao (including Tian Hong Fund) have the same risk.
Generally speaking, Yu 'ebao's method of converting funds is very simple, and Yu 'ebao will not impose too many restrictions on it. However, it should be noted that it usually takes T+ 1 day for users to generate income after applying for the conversion fund. If you apply for a conversion fund on Monday, the time when the income is generated is usually Wednesday.