Whether provident fund withdrawal can be carried out in any bank depends on the regulations of the local housing provident fund management center.

Whether the provident fund withdrawal can be carried out in the bank depends on the regulations of the local housing provident fund management center. Usually, the withdrawal of provident fund needs to go to the housing provident fund management center to go through the formalities, but in some areas, it can be withdrawn through cooperative bank outlets. Whether the provident fund can be withdrawn from the bank, the operation process and requirements may vary from region to region. Individuals who withdraw provident fund should consult the local housing provident fund management center or relevant banking institutions to obtain the latest policies and regulations.

Provisions on the use of provident fund:

1. Withdrawal of house purchase: You can apply for withdrawal of provident fund when buying, building, renovating or overhauling your own house;

2. Lease withdrawal: In the case that there is no housing loan or the housing loan has been paid off, the leased house can be applied for withdrawal;

3. Loan repayment withdrawal: used to repay the principal and interest of the housing loan;

4. Retirement withdrawal: when you retire, you can withdraw the account balance at one time;

5. Transfer and withdrawal from different places: cross-regional employment requires transferring the provident fund to a new work place;

6. Withdrawal of unemployment: After being unemployed and receiving unemployment insurance benefits for one year, you can withdraw the provident fund;

7. Withdrawal for settlement abroad: You can apply for withdrawal of all provident funds for settlement abroad;

8. Withdrawal from death: If the holder of the provident fund account dies of illness, his successor or legal beneficiary may apply for withdrawal.

to sum up, whether the withdrawal of provident fund can be carried out in the bank mainly depends on the specific regulations of the local housing provident fund management center, and there may be differences in different regions. Individuals need to consult the local management center or the cooperative bank for the latest withdrawal policies and operational procedures to ensure compliance with the regulations and smooth completion of the withdrawal procedures.

Legal basis:

Article 24 of the Regulations on the Administration of Housing Provident Fund

Employees may withdraw the storage balance in their housing provident fund accounts under any of the following circumstances:

(1) those who purchase, build, renovate or overhaul their own houses;

(2) retired;

(3) completely losing the ability to work and terminating the labor relationship with the unit;

(4) leaving the country to settle down;

(5) repaying the principal and interest of the house purchase loan;

(6) the rent exceeds the prescribed proportion of family wage income.

in accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

if an employee dies or is declared dead, the employee's heirs and legatee can withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.

article 25

if an employee withdraws the storage balance in the housing provident fund account, the unit to which he belongs shall verify it and issue a certificate of withdrawal. Employees shall apply to the housing provident fund management center for the withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or not to withdraw, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment formalities. Second, what materials are needed for the extraction of provident fund? 1. The "Application for the Extraction of Employee Housing Provident Fund" issued by the unit and stamped with the seal; 2. I will handle it myself; 3. Agent handling; 4. To withdraw my own and spouse's provident fund, you must also provide a marriage certificate or a household register that can prove the marriage relationship; 5. When the property right is withdrawn from the public accumulation fund, a * * * ownership registration division table must also be provided.