The nature of the payment account is different: the medical insurance card fund payment refers to the medical insurance pooling fund, and the general employee medical insurance unit payment and the urban and rural residents' personal medical insurance payment all enter the medical insurance fund account; Medical insurance account refers to medical insurance personal account, which is only available for employee medical insurance. It is often part of the employee's medical insurance personal payment that enters the medical insurance personal account.

The nature of payment is different: the medical insurance card fund pays the money in the overall fund account, and the medical insurance reimbursement needs to be paid through the medical insurance card fund; Account payment refers to the payment with the money in the personal medical insurance account, which often requires individuals to pay at their own expense, and the self-funded medical expenses belong to the personal medical insurance account.