1. Low-risk, low-yield bond funds are less risky because of their stable returns, low risks, but at the same time, because bonds are fixed-income products, bond funds have less risks but lower returns than equity funds. 2. Lower cost Because bond investment management is not as complicated as stock investment management, the management fee of bond funds is relatively low. 3. Stable income investment bonds have regular interest returns and promise to repay the principal and interest at maturity, so the income of bond funds is relatively stable. 4. Pay attention to the current income. Bond funds mainly pursue relatively fixed returns in the current period. Compared with equity funds, they lack appreciation potential and are more suitable for investors who are unwilling to take too many risks and seek stable returns in the current period. [ 1]