Usually you need to pay maintenance funds to buy a new house, so do you need to pay maintenance funds to buy a second-hand house? Next, Bian Xiao will briefly introduce it to you.

Do I need to pay a maintenance fund to buy a second-hand house?

1, generally, you don't have to pay housing maintenance funds to buy second-hand houses. In our country, the housing maintenance fund implements the principle that money goes with the house. Usually, when the house is transferred, the balance of the maintenance fund account is transferred to the new property owner with the ownership of the house.

2. If the seller wants the buyer to bear the maintenance funds, relevant clauses can be agreed in the house purchase contract. After the transfer, if the maintenance fund in the owner's account is less than 30% of the down payment, it shall be renewed. The renewal plan shall be jointly formulated by the industry committee or the local construction department and the financial department.

According to the relevant provisions of the Measures for the Administration of Residential Special Maintenance Funds, the maintenance funds paid by the owner in the first phase should be 5%-8% of the local residential construction cost per square meter. The specific amount of maintenance funds shall be reasonably formulated by the local real estate authorities.

For example, Changsha stipulates that villa maintenance fund 180 yuan/square, rough house with elevator10 yuan/square, 70 yuan without elevator, hardcover house with elevator 100 yuan/square, and hardcover house without elevator/60 yuan/square.

According to the relevant regulations, the owner should deposit the maintenance funds into a special account before going through the house check-in formalities, and the special account for residential maintenance funds should be opened by the special account management bank or the house selling unit that collects the maintenance funds. If the first maintenance fund is not delivered in accordance with the regulations, then the developer cannot deliver the house to the buyers. The use of maintenance funds shall comply with relevant regulations. Part of the use of housing maintenance costs that should be borne by the construction unit shall not use special housing maintenance funds.

Bian Xiao concluded: On the issue of buying a second-hand house and paying the maintenance fund, Bian Xiao will briefly introduce it to you here. I hope that after reading this article, everyone can understand this. Usually, you don't need to pay maintenance funds to buy a second-hand house, unless the account amount is less than 30% of the down payment.

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