Inquiries can be made through SMS, official account of WeChat of Guangzhou Housing Provident Fund Management Center, APP of Guangzhou Housing Provident Fund Management Center, Guangdong Easy Scheme, etc. Guangzhou can check its own provident fund interest rate through SMS, official account of WeChat of Guangzhou Housing Provident Fund Management Center, APP of Guangzhou Housing Provident Fund Management Center and Guangdong Easy Plan. Take the query of Guangdong applet as an example:
1. After logging in to the Guangdong small deposit program, click the "Provident Fund" section.
2. Secondly, on the provident fund page, click "Deposit Details".
3. Then, in the page, click account details.
4. Finally, the "annual interest settlement" in the "account details" is the annual interest settlement of the provident fund. Expansion: calculation of housing provident fund interest: interest amount = individual account funds × actual deposit days × annual interest rate ÷360 Note: the deposit interest rate of employee housing provident fund accounts is subject to the one-year time deposit benchmark interest rate (1.50%).
Inquiry on the interest rate of housing provident fund loans in Guangzhou over the years
Interest rate of housing provident fund loans in 2020:
-Benchmark interest rate: 3.25%
-Increase interest rate: 0.05%
-Real interest rate: 3.30%
Where can I apply for housing provident fund loans in Guangzhou? Organize summary!
A brand-new year has begun again. There are still many people planning to buy a house this year. Provident fund loan is a good choice, so do you know where to do it? Today, taking Guangzhou provident fund loan as an example, let's introduce where to go, so that everyone can know before going.
(1) If one of the following conditions is met, it shall apply to Guangzhou Housing Property Guarantee Co., Ltd. for a loan:
1. The house purchased is a pure provident fund loan for first-hand houses located in Panyu, Huadu, Zengcheng, Conghua and Nansha.
2. The house purchased is a second-hand housing pure provident fund loan/portfolio loan.
(two) in line with one of the following conditions, you can apply for a loan from Guangzhou Housing Property Guarantee Co., Ltd. or the provident fund loan undertaking bank:
1. The house purchased is a pure provident fund loan/portfolio loan for first-hand houses located in Yuexiu, Liwan, Haizhu, Tianhe, Baiyun and Huangpu.
2. The address of the house purchased is a portfolio loan for first-hand houses located in Panyu, Huadu, Zengcheng, Conghua and Nansha.
(3) There are 17 banks undertaking provident fund loans (in no particular order).
Industrial and Commercial Bank of China, China Construction Bank, China Bank, Agricultural Bank, Guangzhou Rural Commercial Bank, Guangzhou Bank, China Merchants Bank, Postal Savings Bank, Guangfa Bank, Bank of Communications, China Everbright Bank, Huaxia Bank, Minsheng Bank, China CITIC Bank, Ping An Bank, Shanghai Pudong Development Bank and Industrial Bank.
(four) the time for accepting outlets to handle foreign business:
Guangzhou Housing Property Guarantee Co., Ltd. Time of each acceptance outlet:
1, Tianhe outlets, Liwan outlets, Huangpu outlets, Haizhu outlets, Baiyun outlets and Nansha outlets, from 9: 00 am to 12: 00 am from Monday to Friday, and from 0: 00 to 5: 00 pm from/kloc-0 (except legal holidays).
2. Zengcheng Outlets, Huadu Outlets, Panyu Outlets and Conghua Outlets, from 8: 30am to12: 00pm from Monday to Friday, and from 2: 30pm to 5: 30pm (except legal holidays).
Branches of the provident fund loan undertaking bank: specifically, the business hours announced by each branch shall prevail.
(5) The location of Guangzhou housing provident fund loan business can be directly inquired in official website.
This is the end of the introduction of Guangzhou provident fund loan inquiry, and the progress of Guangzhou provident fund loan inquiry. I wonder if you found the information you need from it?