The trading mode of the fund's fixed investment is definitely able to stand the test of time. On the other hand, there are the following reasons for the loss of the fund:
The first reason is that we can't insist on it and give up the fixed investment easily.
According to statistics, among the 100 people with fixed investment, only 1 person can hold on to 10 for more than three years, and more than 80 people can hold on to 1 year. Many people will easily give up their fixed investment because they have no money at hand. Fixed investment plays a great role in helping us to make compulsory savings. It is said that people who have no money to continue to make a fixed investment have not handled the finger relationship properly and spent the money that could have been obtained. It is suggested that after they start to make a fixed investment, they should not use the remaining monthly expenses to make a fixed investment, but spend the remaining money after deducting the funds for the fixed investment.
The second reason is to stop the fixed investment as soon as you see the loss.
The market is changeable and it is impossible to maintain a state of sustained profitability. The risk coefficient of the fund's fixed investment is very low, but this does not mean that the fund's fixed investment is risk-free. Under the risk of short-term market fluctuation, the fund's fixed investment also has the risk of loss. When the fixed investment fund begins to fall, it is a good time to add positions. Sticking to fixed investment can buy more funds at a lower price. When the fund picks up, that is, when it is harvested, it will be spring.
The third reason is to compete for market hotspots.
Market hotspots change rapidly. If you are doing short-term investment, you can hope to seize market hotspots and get high returns. But for the fixed investment of the fund, it is of little significance to seize the hot spots in the market. If you start buying at the peak of hot spots, when will the hot spots pass and wait for the next round of hot spots? Instead, you buy at a high level, which increases the risk.
The fourth reason is that I don't know how to take profit properly.
Some people have heard that the goal of the fund's fixed investment is to obtain the long-term average income of the market, and then they have been stubbornly holding it, losing many opportunities for profit for no reason. This is the most regrettable way to invest, because they persisted but still didn't make money. To invest in fixed investment funds, it is necessary to set profit-taking targets. For example, you set the profit-taking target at 50%. When the fund's profit reaches 50%, you choose to quit and start the next round of fixed investment. This is the meaning of persistence.