Hello! The difficulty, intensity, confrontation and standard of marathon long-distance running determine its high risk, high mortality and high disability rate. So for marathon runners, choosing accident insurance has become a very important guarantee. But it is precisely because of the high risk of sports that insurance companies take this high-risk sports as an exception to ensure economic benefits. Therefore, it is suggested that you consider taking out special occupational insurance for athletes.

It is reported that most of the insurance currently implemented among athletes in China also has the nature of social welfare. The All-China Sports Foundation, affiliated to the State Sports General Administration, has insured two periods of athletes' disability insurance with two domestic insurance companies, with a total of10.4 million athletes in the national team. The Foundation pays 6,543,800 yuan per year, and athletes only need to pay 40 yuan to 6,543,800 yuan per year, and the premium depends on the sports events; Athletes can get compensation of up to 300,000 yuan for their death and disability. The insurance period begins when the athletes enter the national team and ends when the national team's career ends.