The negative growth of the fund means that the fund is losing money. For example, if the growth rate of a fund is-10%, it means that the fund has lost 10% for a whole year. If the investor has the principal 1000 yuan, then the investment in the fund will lose 1000 yuan.

The rise and fall of the fund is determined by the investment target. For example, equity funds mainly invest in a basket of stocks. If the stock invested goes up, the fund will also go up. At this time, investors will gain income, and the stocks they invest in will fall, so the foundation will fall. At this time, investors will lose money.