One household has two Alipay online business loans, which are more or less ... scattered.
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Wealth says risk.
Financial observer
financial affairs
Consulting became the 2590th fan.
For two numbers under the same ID card, only one number can be used for flowering, borrowing flowers and online business loans, and the other account cannot be opened. Therefore, there are only two Alipay online merchants in one household with a loan.
Operation process:
1, log in to Alipay, click on mine, and see the online merchant loan.
2. Click on the online merchant loan, enter the online merchant loan page, and click the following to borrow money.
3. Enter the amount you want to borrow on the loan page of online merchant loan, and select the loan time.
4. After that, you can see the amount that needs to be repaid every month. After confirming that there are no problems, click Next.
5. After entering the online merchant loan confirmation information interface, directly click the collection account to select the collection account, and then click OK to agree to use it.
6. The next thing to do is to enter Alipay authorization. After the password is entered correctly, you can successfully borrow money.
1. Online commercial loan
Online business loan is an operating loan launched by online merchant banks for small and micro business owners and individual entrepreneurs, which can meet the capital needs of users in the course of business operation. The main characteristics of online merchant loans are: fast payment, no need to open a physical card, repayment with the loan, low application threshold, no specific tax billing requirements and high frequency. In terms of interest rate, the interest rate of online merchant loans of online merchant banks is relatively higher than that of bank corporate tax loans, government guarantee fund loans, export tax rebate loans and guaranteed loans. , and lower than the bank's personal operating interest rate.
2. Customers who can apply:
(1) Taobao Tmall shopkeepers and other "online merchants" who open stores online;
(2) Small and micro enterprises, individual industrial and commercial households and individual operators engaged in production;
(3) Long-term use of the online merchant bank app and purchase of customers with online merchant bank wealth management.
(4) users of agriculture, rural areas and farmers such as agricultural planting, breeding and agricultural product processing.
(5) Restaurants, mobile phone shops, small shops, and offline "coders" who use QR codes to collect money.
3. Basic conditions for application:
(1) The applicant should have a real-name Alipay account and be at least 18 years old, but not more than 65 years old.
(2) The applicant has no bad credit record or debt record.