How to buy gold wealth management?
1 paper gold
At present, many banks have opened "paper gold" business, and they can also provide traditional accounts and new accounts with leverage for investors to choose from. But in essence, "paper gold" is a financial management tool with virtual value, and it is impossible to extract physical gold bars. Investors can only earn the price difference of gold price fluctuations through trading.
2 gold fund
Compared with other gold investment channels, the advantage of buying gold funds is that the starting point is low, and you can invest as low as 1 000 yuan, which is a "shortcut to investment" worth considering.
3 spot gold
Spot gold is a leveraged gold electronic contract transaction. The biggest feature of trading is that there are opportunities to make money when the price of gold rises or falls. In addition, because margin trading has obvious leverage amplification effect, investors can achieve efficient returns on small profits. At present, the most mature spot variety on the market is London gold, which belongs to over-the-counter trading, while the similar variety in China is gold T+D. Generally speaking, spot gold is suitable for investors with high risk tolerance and certain professional knowledge. At the same time, investors need to manage their own funds and avoid Man Cang operation.
4 gold futures
Gold futures are the investment products of futures exchanges, and also use leverage and margin trading, which can buy up and buy down. If you are familiar with futures trading, you can consider investing in gold as the target.
Five gold stocks
Gold stock is a kind of plate in the stock market, just like buying ordinary stocks, it only needs to open a special gold trading account.
Risks of gold financial management:
Platform risk
Are gold wealth management products reliable? As long as you choose the right formal platform, gold financial management is very reliable. When novice investors enter the spot gold market, the first thing they have to face is platform risk. At present, only Hong Kong has opened the spot gold business and invested in spot gold. If you want to register in Hong Kong, you can choose Hong Kong Ten Gold Enterprises to avoid platform risks.
Slip point risk
Investing in spot gold also faces the risk of slippage. Even if a stop loss is set on the market price platform, it is still difficult to resist the risk of slippage. Some black platforms even use the slippery point to maliciously extract investor funds. How to eliminate the risk of slipping? You can choose the stop-loss trading of the price limit platform and promise not to slip. As long as the investor sets the stop loss in advance, no matter what happens, the platform will strictly trade at the stop loss price, and investors need not be afraid of slipping risks.
High cost risk
Under the action of leverage, the cost will increase, and the main cost is the spread cost. Although the spread fee is not very high compared with high income, it will undoubtedly become a burden when there is no income and you are used to short-term trading. In order to control the high-cost risk, we should choose a low-profit account. Under this account, the spread fee can be as low as $65,438+05. Note that in any account transaction, the spread fee may be reduced, but it will not drop to zero.