2. Brush a love card and China Merchants Bank will donate 0. 1 yuan. Free of annual fee in the first year, and free of annual fee in the following year if you swipe your card 6 times a year. The interest-free repayment period is limited to 20-50 days. The minimum repayment ratio is 65438+ 00% of the amount owed. Online payment limit can set the limit of domestic online payment. All credit cards under the name of * * * enjoy online payment limits, such as professional payment, quick payment, online payment on overseas websites, etc., and are not restricted by "online payment limits". The advance cash limit is 50% of the credit limit, and the transaction verification method is password+signature, only by signature. The integral ratio is 65438+ 0 point for every 20 yuan, and the integral is permanent. The annual fee of the main card and the auxiliary card is 150 yuan/card, the daily interest rate of the circulating credit of the auxiliary card is 0.05%, the late payment fee rate is 5% of the minimum outstanding amount, and the minimum 10 yuan exceeds 5% of the credit limit of the account, and the domestic cash withdrawal fee of 1% is charged every month. The minimum handling fee for each overseas cash withdrawal is 10 yuan, which is 3% of the cash advance transaction amount. For the overpayment, the minimum handling fee is 30 yuan /0.5%, and the minimum 5 yuan/card loss reporting fee is per card 15 yuan, including loss reporting, card replacement and registered mail services. The overseas emergency card replacement fee for card replacement and registered mail service does not include the bill replacement fee.