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Compensation standard of traffic accident insurance company

The compensation for general car accidents includes medical expenses, lost time, nursing expenses, transportation expenses, hospital food subsidies and nutrition expenses. 1. Compensation standard for medical expenses Medical expenses need to be determined according to the receipt vouchers such as medical expenses and hospitalization expenses issued by medical institutions, combined with relevant evidence such as medical records and diagnosis certificates. 2. Compensation standard for lost time expenses If the victim has a fixed income, the lost time expenses shall be calculated according to the actual reduced income. If the victim has no fixed income, it shall be calculated according to his average income in the last three years; If the victim can't provide evidence to prove his average income in the last three years, he can refer to the average salary of employees in the same or similar industries where the court of appeal is located in the previous year. 3. Compensation standard for nursing expenses If the nursing staff has income, it shall be calculated with reference to the provisions on lost time; If the nursing staff has no income or employs nursing staff, it shall be calculated with reference to the labor remuneration standard of local nursing staff engaged in the same level of nursing. 4. Compensation standard for transportation expenses Generally, transportation expenses should be paid according to the standard of travel expenses for ordinary staff of state organs in the place where the infringement occurred. 5. Compensation standard of hospital food subsidy The hospital food subsidy can be determined with reference to the standard of business travel food subsidy for general staff of local state organs. 6. The compensation standard for nutrition expenses is determined according to the disability of the victim and the opinions of medical institutions. Legal basis: Article 2 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Personal Injury Compensation Cases shall be determined according to the lost time and income of the victim. The lost time is determined according to the certificate issued by the medical institution where the victim is treated. If the victim continues to miss work due to injury and disability, the time of missing work can be calculated to the day before the date of disability. If the victim has a fixed income, the lost time fee shall be calculated according to the actual reduced income. If the victim has no fixed income, it shall be calculated according to his average income in the last three years; If the victim cannot provide evidence to prove his average income in the last three years, he may refer to the average salary of employees in the same or similar industries where the court of appeal is located in the previous year. "Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Personal Injury Compensation Cases" Article 24 The nutrition fee shall be determined according to the disability of the victim with reference to the opinions of medical institutions.