1. Security From the security point of view, Huaxia Huotong and Yu 'ebao are both docked money fund products, so the profit and loss of funds are calculated according to the market conditions of money funds. Generally speaking, money funds will not lose money, but the expected rate of return is different, so the security of the two is the same.
2. Expected rate of return Expected rate of return is one of the most commonly used indicators when comparing wealth management products. According to the survey, the current seven-day annualized expected rate of return of China Life Link is RMB 1,, while that of Yu 'ebao is RMB 1,. Judging from the trend of the past period, both of them showed a downward trend, and the expected annualized rate of return of Huaxia Huotong on April 2 nd fell all the way after that. Yu 'ebao is relatively stable, and the highest in the past period is only, so the expected return of Yu 'ebao is relatively high, but Huaxia Huotong may turn over at any time.
3. The biggest disadvantage of user experience Yu 'ebao in 218 is the purchase restriction, so it is not very good in experience. However, Huaxia Current General Rules does not have these restrictions, and it is very free in both subscription and redemption, so it is still a temporary leader in user experience.
conclusion: by comparing the above three aspects, Yu 'ebao has no great advantage over Huaxia Huotong, and the two are basically equal, so you can choose according to your own mood, which is almost the same anyway.