1. How to identify online loan fraud routines in the face of unknown links, unknown text messages, and unknown users who are not curious and ignore them? First of all, fundamentally resist and refuse. Don't be interested in some unknown links, learn to ignore or hack some junk information and some users of unknown origin, but all kinds of loan information, gambling and other short messages in junk information are inductive, especially for some people who need money, these kinds of high loans are more attractive, so we must learn to resist and ignore them.
Second, the contract is transparent, and there are no various deposits and withdrawals in the online loan routine. When the user is successfully induced, he will choose to further induce with the amount. However, you know, there is no free lunch in the world, and there is no so-called interest rate. Moreover, in some online loan routines, there will be various payment methods such as deposits, withdrawals and contract fees. We should know that regular loans will not have such payments as contract fees and deposits. If these are mixed, most of them are usurious or illegal loans. If you are not careful, you may lose both money and people.
Third, if you choose formal, transparent and clear institutions and platforms for loans, in the final analysis, you should try not to lend, especially online loans. Once you get a loan, you will fall into a feeling of not being finished, and everyone who pays back the money has a consistent feeling. No debt? This sentence is absolutely true, as long as you don't really need money, don't go to the loan, but most people who are often deeply involved in online loans are people who spend in advance and blindly. There are too many such situations, so let's be pragmatic. Friends who have entered the society should choose banks or some fair, transparent and trustworthy platforms for loans, and those online lending software with unknown sources should refuse directly.
To sum up, I wonder if you have different views on this? Welcome to add discussion, welcome to pay attention to questions!