Among all investment and financial products, apart from bank savings deposits, treasury bonds are the one that attracts the most attention. treasury bonds are bonds issued with national credit as a fund, and their safety is very high. So many investors don’t know where the treasury bonds are.
purchase?
How do individuals buy treasury bonds?
We will answer your questions one by one, hoping to help everyone.
Treasury bonds can generally be divided into three types: book-entry treasury bonds, electronic treasury bonds, and certificate-type treasury bonds. The purchase methods are slightly different. The specific details are as follows: 1. Individual purchase methods of book-entry treasury bonds: Book-entry treasury bonds are generally
It is purchased through the stock exchange, so if you want to buy or sell, you must first register and open an account at the stock exchange.
2. How to purchase electronic treasury bonds by individuals: Electronic treasury bonds only need to be opened at the bank when purchasing for the first time. After that, there is no need to go to the bank counter. Electronic treasury bonds can be purchased at online banks, which is very convenient, and you can also go to the counter.
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3. How to purchase certificated treasury bonds by individuals: Certificated treasury bonds can only be purchased over the counter of a bank. Investors can go to the local bank and ask the staff, who will help with the process.
The interest rate of government bonds is generally higher than that of banks, but it is worth noting that the liquidity of government bonds is not particularly good. Savings bonds are generally divided into two types: three-year and five-year maturities. Therefore, it is best for investors to buy savings bonds.
It’s better to use money that you won’t need in the past year. If you buy treasury bonds and withdraw them early, a handling fee will be deducted.
Summary: There are three main ways for individuals to purchase treasury bonds: book-entry treasury bonds are generally purchased through stock exchanges, electronic treasury bonds can be purchased at online banks, which is very convenient, and they can also be purchased over the counter, and certificate-type treasury bonds are purchased over the counter.
Can only be purchased at bank counters.