For personal financial products sold by banks, the principal (except 6906, 8 136) and income are generally not guaranteed, and both income and principal may suffer losses due to market changes. I suggest you choose products that suit your risk tolerance to invest.

The assets of the "Monetary Fund" are mainly invested in short-term money market instruments with little risk, such as government bonds, central bank bills, commercial bills, bank time deposit certificates and short-term government bonds. It has the characteristics of high security, high liquidity and stable profitability.