Then why are you still hesitating to buy it? Of course, I know that the fund investment should not chase high, and I have to wait for the callback before buying, but the fund really does not dare to buy after the callback, thinking that it will continue to fall. In this hesitant process, I lost the opportunity to buy.
For a fund that has been rising, whether it is an index fund or an active fund, as long as the stock market has not entered a particularly overvalued stage, if it is a promising fund, you can buy a little position first, and you can hold the mentality of buying this fund, that is, if you buy it, it will fall, and you can add positions in batches later. If it goes up after buying, you can make a profit without adding a position.
In fact, in a bull market, some good funds, including stocks, will have some valuation bubbles. You can take a little money to open a position and enjoy the benefits brought by the bull market.
Of course, because it is chasing high, it is not recommended to hold heavy positions. Of course, the real big money is bought when the bear market is depressed and the stock market is undervalued. The more you fall, the more you buy and the more you add positions.
In a bull market, the opposite is true. The higher the stock market rises, the higher the valuation level. But can not be heavy, unless it is a sure fund product. Otherwise, not only did you not make money in the bull market, but you may lose a lot of money.
Of course, for more cautious investors, it is safer to wait for the fund to call back before buying. For example, July 16, 24, is a good time to buy bullish funds that have been rising. The key is whether you dare to buy it when it falls sharply.
Of course, for the hot funds that you don't have, you will take out a little money to buy them, that is, the optimistic funds have been rising sharply, so buy a little position first, call back and add positions, and if they rise, they will not add positions.
In short, the fund has been very strong recently. Can I get on the bus now? You can buy a little position, open the position first, and then take the strategy of falling and making up. Cautious investors can wait for the callback before opening positions. If you dare not buy it, you will never get on the bus.