1, risk premium, refers to whether investors should take risks to get higher returns, or just accept certain returns and give up taking risks because of their risk tolerance. The difference between the determined income and the risk-taking income is the risk premium. It is the compensation for investors' own risk requirements.

2. Risk return rate is the extra return rate that investors get over the time value because they take risks, that is, the ratio of risk return to the original investment amount. Risk return rate is an important part of the return rate of investment projects. If inflation is not considered, the return on investment is the sum of the time-value rate and the risk-return rate.

Tips: The above contents are for reference only.

Reply time: 2022-0 1-28. Please refer to the latest business changes announced by Ping An Bank in official website.