After the upgrade, the system will automatically help users choose the transfer fund when transferring money, and users cannot switch funds by themselves. The holding shares of 10 money funds are all less than 1000 yuan, and will be transferred to the money funds according to the expected annualized rate of return of seven days from high to low. Until all 10 money funds hold 1000 yuan, the remaining money is evenly distributed to 10 fund products.

If the holding shares of 10 monetary funds are all greater than or equal to 1000 yuan, the transferred amount will be evenly distributed among 10 monetary funds. If RMB 65,438+05,000 yuan is transferred after this upgrade, the RMB 65,438+00,000 yuan will be divided into ten shares on average, and each share of monetary funds will be RMB 65,438+0000 yuan. Then divide the remaining 5,000 yuan into 10, and allocate the monetary fund of each 10 to 500 yuan. In this case, the system will automatically switch to 10 monetary fund when the user logs in. Such intelligent switching allows users to always enjoy the products with the highest expected rate of return for the funds transferred. Yu Li's money can't directly buy goods, but Yu Li doesn't need to withdraw redemption and custody fees, which is mainly suitable for merchants and enterprises with a large amount of access services.