1. Withdrawal from bank outlets:

Investors bring the materials and contracts or agreements when applying for funds to the local postal bank outlets, take the number first, and then go to the counter to go through the fund redemption procedures.

2. Online banking and mobile banking withdrawals:

Users who have opened postal savings bank, mobile banking or online banking can log in to their online banking or handheld banking, find the purchased fund products in personal financial investment, and click on the fund products to enter sales.

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First, unlike deposits, unless there are special circumstances, funds cannot be withdrawn at any time, and open-end funds can be withdrawn at any time.

1, closed-end fund, which cannot be redeemed before the time;

2. Fixed investment funds can be terminated and redeemed at any time.

Second, what are the types of funds and how to choose them?

1. The monetary fund can be redeemed two working days after subscription; Redemption on t day, T+ 1 arrival; For example, subscribe for the money fund on Monday, redeem it on Wednesday, and receive it on Thursday;

2. Bond funds can be redeemed after two working days of subscription; Redemption on t day, and receipt within T+2 working days;

3. Stocks and hybrid funds can be redeemed within two working days after subscription, redeemed on T day and received in T+3 working days.

At present, funds in the market can be roughly divided into four types according to different investment objects: money funds, bond funds, stock funds and hybrid funds.

Third, how is the income of the fund calculated?

1, and the calculation method of fund income is: fund share = subscription amount *( 1- subscription rate)/fund net value on the subscription day;

2. Income = fund share * net fund value on redemption date *( 1- redemption rate)+cash dividend during the period-subscription amount.

3. If the dividend is reinvested, you need to check the fund share in the fund account.

Fourth, stock returns: it depends on the purchase cost price. The difference between the purchase cost price and the current price multiplied by the number of shares is the profit (loss). This is rough. There is a transaction fee for stock trading, but it accounts for a relatively small proportion. What can be ignored is that the fund income depends on the net value of the fund at the time of purchase. The current net value of the fund MINUS the net value of the fund at the time of purchase multiplied by the fund share is the income (loss).