Under normal circumstances, China Merchants Bank savings card does not need to deduct the annual fee. According to the Notice on Cancellation and Suspension of Some Basic Financial Services Charges of Commercial Banks issued by CBRC, all commercial banks should voluntarily waive the account management fee and annual fee of the only account opened by customers in the bank. In other words, if the user only handles one savings card account in China Merchants Bank, then the savings card is free of annual fee. If you apply for more than one savings card, then the user can choose an account to apply for free annual fee.
However, it should also be noted that China Merchants Bank only charges "account management fees" for accounts with substandard assets. At present, when you open ordinary cards and passbooks at China Merchants Bank for the first time, the system will automatically set them as account management fee reduction accounts. The annual fee of China Merchants Bank's credit card is: ordinary card RMB100 yuan/year, and gold card RMB 300 yuan/year.
If you successfully apply for China Merchants Bank Credit Card (except for some cards), the annual fee for the first year will be paid by China Merchants Bank Credit Card or your partner, and the annual fee for the next year will be reduced if you make a single purchase for six times within one year (from the date of issuing the card). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.
China Merchants Bank (1987) was established in Shekou, Shenzhen. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China and the first pilot bank to promote banking reform from outside the system.
Since it was first selected into the Fortune Global 500 in 20 12, it has been ranked among the Fortune Global 500 for seven consecutive years, and ranked 2 13 in 20 18. 2065438+On June 26th, 2009, eight banks including China Merchants Bank launched the first batch of enterprise information networking verification systems. 20 19 July, 20 19 released the Fortune Global 500 ranking 188.
20 19, 1 1, "Belt and Road" China 100 top enterprises ranked 85th. 20 19 12, China merchants bank was selected as the brand of 20 19 China brand power festival 100. 20 19 12 18, People's Daily's "China Brand Development Index" 100 list ranked 3 1. In 2020, 65438+ 10 and 65438+March were selected as winners of 2020 Hurun to Shangyou products. In March 2020, it was selected as the 74th in the Top 500 Global Brand Values in 2020. In May of 20021year, it ranked 22nd in "20021Forbes Global Enterprise 2000".