Different funds and companies have different subscription rates.
Fund handling fees include: subscription fees, redemption fees and operating fees (management fees, custody fees and sales service fees). Fund subscription fees vary according to the transaction amount. The larger the transaction amount, the lower the fee standard. For example, a certain fund subscription fee
It is 0.15%. If you buy a fund for 50,000 yuan, you can calculate the fund subscription fee as: 50,000 * 0.15% = 75 yuan.
Fund redemption fees vary according to the holding time. The longer the holding time, the lower the handling fee, or even 0. For example, if you sell a fund for 50,000 yuan and the fund redemption handling fee is 0.75%, then the fund redemption fee can be calculated as
:50,000 yuan*0.5%=250 yuan.
Fund operating fees are accrued daily from fund assets and paid monthly. They are not collected separately from investors. Each fund has different charging standards. Details can be viewed in the fund transaction rules.
How much money can you make if you buy a fund worth 10,000 yuan in a month? The types of funds can be divided into currency funds, bond funds, hybrid funds, index funds, stock funds, etc. These funds are very common, and their risks are in order:
From small to large.
Let’s first learn about currency funds. It is a low-risk, low-yield fund type. The general income is about 2% to 3%. Suppose an investor purchases a certain currency fund for 10,000 yuan in Alipay.
The highest annualized rate of return in the last 7 days is 2.8190%. Then Yu’e Bao’s income is calculated as follows: 10000×2.8190%/365=0.77 yuan. From the above, we can see that Yu’e Bao’s daily income is 0.77 yuan.
Assuming that month has 30 days, the money you can earn in a month is: 30×0.77=23.1 yuan.
If it is a bond fund, the return is generally between 3% and 8%, but the return is not fixed and is not easy to calculate. Its risk is higher than that of a currency fund, and the return is also relatively high, generally low to medium.
Risk scope.
Mixed funds, index funds, and stock funds are all high-risk and have no fixed returns. Generally, the risk is relatively high. Assuming that when the market is good, you can earn 30%, but if the market is not good, there will be
Maybe lose 30%.