Personal credit report is an objective record of your credit history, which records your loan repayment, contract performance, law-abiding and other information. The contents of credit report records generally have several aspects:

1, home address

2. Contact phone number

3. Work unit

4. All credit card limits and amounts owed.

5. All previous loan records and settlement.

6. Overdue records in the past five years

Recently, banks and other financial institutions have obtained my credit report records.

8. Criminal record