Which is better, Alipay or central china securities Company to buy funds? It is relatively cheap to buy funds in securities companies, and then it is convenient to buy funds on Alipay. Buying funds in securities companies is more troublesome at first. You need to open a securities account and a fund account to start. However, it is more convenient to buy funds on Alipay. You can buy it directly there without opening another account. The investment scope of market funds is all varieties with high safety factor and stable income. Therefore, for many enterprises and individuals who want to avoid the risks in the securities market, money market funds are a natural haven. Under normal circumstances, you can get higher income than the interest on bank deposits, but the money fund can't guarantee the safety of the principal. (But in fact, due to the nature of funds, money funds rarely lose their principal in reality. Generally speaking, money funds are regarded as cash equivalents. )