1. Why is the housing provident fund frozen?

The provident fund account was frozen. Yihe assisted in the freezing.

1. Frozen housing provident fund accounts: This refers to the freezing of housing provident fund accounts due to employees’ dishonest behaviors such as fraudulent withdrawals and loans.

Depending on the severity of the case, the account will be frozen for 2-5 years.

2. Assistance in freezing: Assistance in freezing housing provident funds means that the Municipal Housing Provident Fund Management Center assists in freezing the housing provident fund account of the person subject to execution due to the needs of property preservation and enforcement cases.

In such cases, people are unable to apply for loans, withdraw and repay the funds according to the case. The reasons are as follows: 1. The provident fund account needs to be frozen due to the intention. After repaying the loan for one year, when the management center goes to the management center to handle the withdrawal procedures, the management center will automatically unfreeze the account.

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2. Individuals can log in to the Provident Fund Center website - Member Center - Loan Inquiry to check the provident fund loan status: freeze for breach of trust and 2. What are the legal consequences for fraudulently withdrawing housing provident funds?

The consequences of fraudulent withdrawal of provident fund are as follows: 1) If the balance of one's housing provident fund account is withdrawn by fraudulent means, the person shall be ordered to return the withdrawn amount within a time limit.

The withdrawr's provident fund loan qualifications for 1 to 3 years will be cancelled, and a fine of not more than 1,000 yuan will be imposed.

2) Anyone who withdraws the balance of another person’s housing provident fund account by deceptive means shall be ordered to return the withdrawn money within a time limit.

And the withdrawr shall not withdraw the provident fund balance and apply for provident fund loans within 5 years, and shall be fined not more than 1,000 yuan.

3) If the act of fraudulently withdrawing or obtaining provident funds is suspected of a criminal offense, the matter shall be transferred to the judicial authorities for handling.

4) Illegal information will be reported to the credit reporting system of the People's Bank of China.

Common behaviors of fraudulently withdrawing provident funds: 1. Forging contracts.

2. Issue false certificates.

Including: false marriage relationships, false household registration certificates, false bills, false appraisal reports, false house-free certificates, etc.

3. Fabricating false leases, etc.

To sum up, if you fraudulently withdraw your provident fund, not only will the fraudulently withdrawn provident fund be recovered, but your provident fund loan, withdrawal, and transfer applications will also be suspended, which will also affect your personal credit record.

3. Legal analysis of provisions on fraudulent provident fund withdrawals and loans: If each branch discovers suspected fraudulent withdrawals and loans, it should temporarily retain all original materials, submit them in writing with copies of materials by grade to the Law Enforcement Division for investigation, and notify the application

If the person files a case, the withdrawal or loan business will be suspended.

Legal basis: Article 24 of the "Housing Provident Fund Management Regulations" If an employee has any of the following circumstances, he or she may withdraw the balance in the employee's housing provident fund account: (1) Purchasing, constructing, renovating, or overhauling a self-occupied house; (2)

) Retirement or retirement; (3) Completely losing the ability to work and terminating the labor relationship with the employer; (4) Leaving the country to settle down; (5) Repaying the principal and interest of a house purchase loan; (6) The rent exceeding the prescribed proportion of family wage income

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In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, when the employee housing provident fund is withdrawn, the employee housing provident fund account shall be canceled at the same time.

If an employee dies or is declared dead, the employee's heirs or legatees can withdraw the balance in the employee's housing provident fund account; if there is no heir or legatee, the balance in the employee's housing provident fund account shall be included in the appreciation income of the housing provident fund.

Article 25 If an employee withdraws the balance in the housing provident fund account, the employer shall verify it and issue a withdrawal certificate.

Employees should apply to the Housing Provident Fund Management Center to withdraw housing provident funds with the withdrawal certificate.

The Housing Provident Fund Management Center shall make a decision on whether to approve the withdrawal or not to allow the withdrawal within 3 days from the date of accepting the application, and notify the applicant; if the withdrawal is approved, the entrusted bank shall handle the payment procedures.

4. What are the consequences of fraudulent withdrawals and loans from housing provident funds? According to the website of the Legislative Affairs Office of the State Council, the "Regulations on the Administration of Housing Provident Funds (Revised Draft for Review)" is open to the public for opinions.

The draft submitted for review stipulates that those who use false materials or other means to defraud loans will be ordered to return the loan and be fined; if it constitutes a crime, criminal responsibility will be pursued in accordance with the law.

The draft for review clearly states that if anyone withdraws housing provident funds or obtains housing provident fund loans by providing false materials or other deceptive means, the housing provident fund management center shall order the return of the fraudulently obtained housing provident funds or illegal loans, and impose a fine of not less than 1 time but not more than 3 times of the amount fraudulently obtained, or a violation of the law.

Fines ranging from 10% to 30% of the loan amount will be imposed, and the employee's five-year housing provident fund withdrawal and loan qualifications will be cancelled. If a crime is constituted, criminal liability will be pursued in accordance with the law.