1, the benchmark interest rate of the People's Bank of China, and the deposit interest rate is 0.35%; Time deposit is three months 1. 1%, six months 1.3%, one year 1.5%, two years 2. 1%, three years and five years 2.75%.

2. The interest rates of time deposits and deposits of the four major state-owned banks are the same, but there may be differences in some areas. The current deposit is 0.3%, and the three-month, six-month, one-year, two-year, three-year and five-year time deposits are 1.35%, 1.55%, 1.75%, 2.25%, 2.75% and 2.75% respectively. One-year installment, principal withdrawal and installment withdrawal are 1.35%, and three-year and five-year installments are 1.55%.