There are many investment and wealth management products in Hong Kong, but monetary funds account for a small proportion. Due to the financial control problems in the Mainland, many transactional wealth management products cannot be purchased. If you can choose to open an account in a Hong Kong bank to buy wealth management, the money fund is not a good choice, because the nature of the money fund will not be much different anywhere. Investors can choose other fund products, such as foreign bulk stock index investment funds, to enrich the investment sector.