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How to calculate the social security ratio?
The proportion of social insurance contributions is generally as follows:

(1) Old-age insurance: 20% for units and 8% for individuals;

(2) Medical insurance: 8% for units and 2% for individuals;

(3) Unemployment insurance: unit 2%, individual1%;

(4) Work-related injury insurance is entirely borne by the enterprise, at around 1%, and individuals do not need to pay it;

(5) Maternity insurance is also borne by enterprises, which is about 1%, and does not need to be paid by individuals.

The payment base is determined according to the individual wage level (within the range of 300%-60% of the local average social wage) and shall not be lower than the minimum payment standard.

Payment amount = payment base * payment proportion. For example, if the payment base is 2000, then the individual pays 2000*8%= 160, and the company pays 2000*20%=400, and then other calculations are made.

Social security payment processing

1. For employees in the company, the social security payment business is usually handled in the name of the company. The relevant insured personnel of this unit will follow the established social security handling process. Individuals need to fill in the social security application form, my ID card and two recent bareheaded one-inch photos. The unit will pay you the premium according to a certain proportion of your personal salary.

2. For individuals, if they want to pay premiums, they can only pay pension and medical insurance. The specific payment process is as follows: go directly to the social security management department where the household registration is located, and generally apply for social security in the township social security department (community neighborhood Committee) or county social security bureau.

3. What if the unit fails to pay social security? You need to provide your personal ID card and photocopy, two recent bareheaded one-inch photos, insurance premium and application form, and then go through the formalities of paying old-age insurance at the social security agency.

4. After completing the old-age insurance procedures, pay medical insurance to the local medical insurance center with the old-age insurance procedures and the above-mentioned relevant documents.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 79 The administrative department of social insurance shall supervise and inspect the income and expenditure, management and investment operation of social insurance funds. If problems are found, it shall put forward rectification opinions, make a decision on handling them according to law or make suggestions to the relevant administrative departments. The inspection results of social insurance funds shall be announced to the public regularly.

The administrative department of social insurance shall supervise and inspect the social insurance fund and have the right to take the following measures:

(a) to consult, record and copy the information related to the income and expenditure, management and investment operation of social insurance funds, and to seal up the information that may be transferred, hidden or lost;

(two) ask the units and individuals related to the investigation, and ask them to explain the problems related to the investigation and provide relevant certification materials;

(three) to stop the concealment, transfer, embezzlement and misappropriation of social insurance funds and order them to make corrections.