If you buy a fund with 10000 yuan and want to make money with 600 yuan every month, the monthly rate of return should reach 6.08% and the annual rate of return should reach 73%. If you buy stock funds, the monthly rate of return will exceed 10%, and you will earn more money.
However, funds are volatile products, and it is difficult to exceed 6.08% every month, followed by the types of funds purchased. Basically, the income of money funds and bond funds is basically impossible to reach 6.08%. Generally, only hybrid funds or bond funds are more likely, but it cannot be ignored that such funds are also very risky.
For example, if you lose 6.08% a month, you may lose 600 yuan a month, so the benefits and risks are in direct proportion. However, if you choose a good hybrid fund or equity fund, hold it for a long time, and insist on fixed investment to spread risks, the annual income will prevail, that is, the annual yield will reach 73%.
Generally speaking, it is very difficult for a fund of 10000 yuan to earn 600 yuan in one month. However, if you are optimistic about an excellent hybrid fund or equity fund, and hold it for a long time and make a fixed investment to spread the risk, you are more likely to achieve an average annual income of 600 yuan every month.