during the two sessions this year, many NPC deputies suggested that regular physical examination should be included in the scope of medical insurance reimbursement.
On July 25th, official website, the National Medical Insurance Bureau, responded to this, saying that he would consider the affordability of finance, medical insurance funds and local management capabilities in an all-round way with relevant departments, and fully study and demonstrate its necessity and feasibility.
screenshot of official website of the National Health Insurance Bureau
Detailed reply: Proposal of the National Health Insurance Bureau Reply of the National Health Insurance Bureau to the No.166 proposal of the Second Session of the 13th National People's Congress
According to the provisions of the Social Insurance Law, the medical expenses that should be borne by the public health are not included in the payment scope of the basic medical insurance fund, and items such as physical examination should be solved through public health services and other channels.
in addition, "considering the limitation of China's economic development level and medical insurance financing ability, basic medical insurance can only be based on' guaranteeing the basics' at present." The National Medical Insurance Bureau said that it does not have the ability to expand the payment scope to include non-therapeutic, universal preventive screening and other items.
So this reply is straightforward:
1. We are considering the inclusion of medical insurance, but medical insurance must first ensure the "basic protection"
2. If we include health checkups, many projects of the same nature will be required to be included, and medical insurance is not enough to support so many.
3. We are also trying to overcome these obstacles and find ways.
how many people have regular physical examinations?
The data shows that the number of medical examinees in China is close to 5 million in 217, and it is increasing year by year. Although it is on the rise, there are still many people who do not have physical examination.
The p>《219 National Health Insight Report shows that the post-9s generation began to pay attention to physical examination, the post-8s generation became the main force of physical examination, and the post-7s generation had the highest proportion of physical examination. Perhaps because of age, the post-7s are more concerned about their own health problems, health preservation and cancer-related problems.
by the way, keeping in good health is no longer synonymous with the post-197s generation. It can also be seen that people pay more and more attention to health problems with the change of health consciousness.
Many enterprises regularly organize employees to come to the hospital for physical examination. However, apart from the organization, few people can do regular physical examination. Some of them buy insurance, and then the insurance clauses include an annual physical examination, which means they can be reimbursed.
I just want to ask you, if your company doesn't organize a physical examination once a year, will you take the initiative to do it? If the insurance you bought didn't include regular physical examination, would you go again? Your parents are old. Did you take them for a physical examination? Parents are people who need regular physical examination more than you.
"Many diseases don't happen suddenly, but are discovered suddenly." This sentence, Xiaokang said more than once, was also mentioned in previous articles.
However-
Cancer patient: "Never received a physical examination."
In fact, it can be said that regular physical examination can reduce the risk of death.
Let's talk about lung cancer, the cancer with the highest mortality rate. Many patients had symptoms when they went to the hospital, and the diagnosis result was that the tumor was late in the middle stage and even metastasized, which missed the best treatment opportunity.
However, many diseases, such as ground-glass nodules and small pulmonary nodules, still have a chance to be cured if they are found early.
Many diseases are asymptomatic in the early stage, or the symptoms are common diarrhea, slight abdominal pain, chest tightness and cough, which are easily overlooked.
Because these symptoms can be relieved very quickly, you can't tell whether they are common "physical discomfort" or symptoms of some diseases.
Moreover, the blind self-confidence in physical examination is also reflected incisively and vividly, just like many people have blind self-confidence in their driving skills (8% people think that their driving skills are better than others, which is a warm reminder that driving here is serious), and many people are also very confident in their physical condition, feeling that they are in good health and excellent health, and they don't need a physical examination.