The income calculation of the money fund is mainly based on its seven-day annualized rate of return. Seven-day annualized rate of return refers to the data that reflects the recent income level of the money fund after annualized the average rate of return of the money fund in the past seven days.
When making a fixed investment in the money fund, a fixed investment period and amount are usually set, such as a certain amount of investment every month, and the investment period is one year. In this case, the income calculation of fixed investment can be divided into the following steps:
1. Calculate the actual income of the investment amount in each period: multiply the investment amount in each period by the annualized rate of return of the current seven days to get the actual income of the investment in this period.
2. Calculate the cumulative investment: Accumulate the investment in each period to get the total investment.
3. Calculate the total income during the fixed investment period: Accumulate the actual income during each investment period to get the total income during the fixed investment period.
4. Calculate the average rate of return on fixed investment: divide the total income during the fixed investment period by the total investment to get the average rate of return on fixed investment.
It should be noted that the 7-day annualized rate of return of the money fund may fluctuate with the change of the market environment, so the income of fixed investment will also be affected to some extent. In addition, the way of fixed investment helps to diversify investment risks and reduce the impact of market fluctuations on investment income.
In short, the income calculation of the fixed investment of the Monetary Fund is mainly based on the annualized rate of return of seven days. By calculating the actual income of each investment, the accumulated investment amount, the total income during the fixed investment period and the average yield of the fixed investment, we can accurately understand the income of the fixed investment.