Hello, if you buy a fund and deposit it for one year, it won't generate interest. The income of the fund mainly depends on the growth of the net value of the fund and the dividend of the fund. If the fund performs well, the net value will rise, thus generating income. Some foundations even pay dividends in cash. Compared with time deposits, the advantage of funds lies in their good liquidity. Under normal circumstances, time deposits can only be withdrawn after maturity, while funds can be redeemed at any time after purchasing fund T+2.

Under normal circumstances, investors' investment funds make profits by buying low and selling high. But it is difficult to buy at the lowest point and sell at the highest point. Therefore, I suggest that you set an expected return value in the investment fund money, and after reaching this return value, you can sell it, so as to achieve safety.