I suggest you invest in 1 yuan's index fund every month. You can go to the bank to make a fixed investment in ETF linked funds, or you can go to a securities company to open an account and buy ETFs directly in the stock market, and buy them regularly every month when the stock index falls.

although, the stock market is not good now. But the worse it is, the more you dare to invest.

Financial management is a kind of cultivation. You should get more exposure to some financial knowledge and products while you are young, and learn from the operation. After a few years, you will form your own system, and then your experience will be very rich.

If you want to be a master, don't be greedy, don't care too much about immediate losses, don't diversify your investments, and don't wait until you retire. And learn to stop loss and win. I wish you success.