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What's the difference between a trust fund and a contract fund?
Hello, I have been engaged in the trust asset management industry for more than 8 years, and I can answer your questions in a popular way here.

The difference between contractual funds and trusts;

* * * Similarities: they are all indispensable tools in the asset management industry, and their essence is "entrusted by people to manage money on their behalf".

Difference:

Advantages and disadvantages of trust:

1, advantages

(1) The entrusted loan can be directly lent.

(2) Credit asset securitization can be established.

2. Disadvantages

(1) number limit: the number of trustees shall not exceed 50.

(2) the investment scope is limited

Advantages and disadvantages of contract funds:

1, advantages

(1) headcount advantage: the number of investors can be 1-200.

(2) Wide investment scope

(3) There is no double tax burden

(4) The establishment and change procedures are simple.

(5) Can be registered as a shareholder.

(6) diversified exit methods

2. Disadvantages

(1) Investment cannot be directly entrusted with loans.

(2) ABS cannot be directly established.

(3) Not qualified as a legal person

Above, there are still things you don't understand that can be further discussed, hoping to help you.