Short-term financial bond funds, that is, financial bond funds with relatively short operating cycle, generally have an operating cycle of one week, two weeks, one month, one quarter or half a year. Financial bond funds emphasize the return to the origin of low-risk and stable income of fixed-income products, and take absolute income as the investment concept. The investment targets are mainly bank time deposits, large deposit certificates and short-term financing bills. Without participating in the investment in equity products, the characteristics of pure debt are obvious. During the operation period, the fund shares cannot be redeemed or listed for trading; After the end of the operation cycle, there are usually open days ranging from several days, during which fund holders can redeem their fund shares.

Short-term financial bond funds fill the gap of this kind of products in the capital market, which is the product of the process of interest rate marketization, and provide a more suitable investment and financial management tool for low-risk investors who don't want to bear the fluctuation of net worth.

At present, the main short-term financial bond funds in the market include Harvest 7-day bond fund, ICBC Credit Suisse 7-day bond fund, Everbright Prudential Trust Tiantianying quarterly bond fund, Everbright Prudential Trust Tiantianyi bimonthly bond fund, Cathay Pacific 6-month short-term financial bond fund, Harvest 7-day bond fund, Huaan Shuangyuexin short-term financial bond fund, Huaan Jijixin short-term financial bond fund, Huitianfu financial bond fund and so on.