How much can you earn by investing in 200 yuan to buy funds every month?
If the investor decides to invest in 200 yuan every month, the principal will be 2,400 yuan after one year. How much income depends on the rate of return of the fixed investment fund. Assuming a return of 5%, the total capital after three years is 7944 yuan; Suppose the rate of return is 10%, which is 8738 yuan, but the income earned by this matter is still calculated under good conditions.
However, fund investment is a bit risky, and it is impossible to determine whether the invested fund will rise or fall in the later period. The above income is for reference only, and is also calculated under the condition of good fund development. When the market is poor, the fund may fall, so there may be losses. Buying these requires investors to prepare in advance.
Does it make sense to invest a small amount of money?
Small capital investment funds are also meaningful, because the fixed investment of funds is also called lazy investment. One of the reasons why many investors can't continue to insist on the fixed investment of funds is that the fixed investment of funds is slow to earn higher returns, which is generally more suitable for funds with large fluctuation trends, such as index funds and stock funds, and it is easier to obtain higher returns in the later period.
Generally speaking, the fixed investment of the fund only sets the minimum investment standard, and there is no maximum limit. Moreover, different investment channels may require different minimum thresholds for fixed investment. For example, on Alipay, the fund will make a fixed investment, 10 yuan will start the investment, and there is no upper limit, so the fixed investment of the fund is suitable for stable small-capital investors.
Fixed fund investment refers to an investment method in which investors invest a certain amount in a designated open-end fund at a fixed time. Investors only need to set the fixed investment time and the fixed investment amount at the first fixed investment, and the system will automatically deduct the money after the subsequent expiration, which is very convenient without manual operation by investors. However, it is mainly to ensure that the funds in the deduction place are sufficient, otherwise the system will automatically terminate if the deduction fails for three consecutive times.