We can understand that when we buy a fund product, we buy it according to the actual net value of the fund product on that day, that is to say, we can buy different amounts of fund shares at a fixed unit price. This process is called fund purchase behavior. When we want to redeem the fund, we also redeem it according to the real-time net value of the fund. The net value multiplied by our fund share is our final income.
It is suggested that the subject first clarify the concept of fund share.
Let me just give you an example. When we buy stocks, the unit price of some stocks is so high that many retail investors simply can't reach the threshold of investing in stocks. So at this time, the concept of funds appeared. Funds can be understood as a hodgepodge of stocks, and each platter is each share.
You can check the net worth unit of your fund products.
Each fund product will have a different net value. When we buy fund products, we will calculate them according to the net value of the fund products on that day. If you want to redeem your fund products, the price you refer to is also the net value of the fund on that day. As far as the above example is concerned, the process of redeeming the fund is the process of selling all the stocks together. You can think of a fund as a packaged stock portfolio.
T+ 1 operation is required to redeem the fund.
When the owner wants to redeem the fund, you can roughly calculate your own income, and multiply the net value of the fund by 259.56, which is the actual income you can get. In this process, there will be some handling fees, and different fund products will have different handling fees. You can refer to the procedural rules when selling. For most fund products, the handling fee for subscription within 7 days is relatively high, and it will be much lower after 7 days, generally around 15000 yuan.