1, not illegal. The deduction of Ant Fund may be due to investors' fixed investment in the fund. Fund fixed investment generally means that after the investor sets the deduction date and amount, the system will automatically deduct the balance of the deduction date to purchase the fund.

2, illegal, users did not open the above services but were automatically deducted, with the purpose of illegal possession, which may constitute theft. At this time, you can appeal for a refund to the black cat complaint platform and call Alipay customer service hotline. If both are useless, you can call the police.