Spend half an hour in the morning reading classics, meditating, examining your heart, examining your personal declaration and taking action.
Plan.
Second, make a reading plan
Read classic works and draw positive spiritual strength.
Third, reject the junk culture.
Consciously reject all junk cultures such as books, TV and movies. The style is not high and negative, keep your heart.
Pure.
Fourth, observe nature.
Once a week or at least once a month, try to go to nature to observe how dew is formed, the shape of flowers and birds, such as
How to sing ... experience the harmonious rhythm of nature!
Fifth, keep in touch with people you respect.
List the people you respect in your life, get in touch with them more, gain experience from them and accept advice.
Action:
-What's your view on the nature of the world?
□ Can you get inspiration and strength from the creator?
□ How to arrange the golden half hour?
What books are you going to read to improve your spiritual realm?
Have you devoted yourself to a worthy cause?
What kind of spiritual realm do you hope to achieve?
What do you want to do to make the world a better place?
□ What dedication do you have that can benefit others?
□ In the era of diversified values, do you have any unchanging values?
□ Is your family included in your spiritual life plan?
□ In what ways do you improve yourself every day?
1. Read
pray
meditate
wait and see
5._______
How much time do you spend every day to improve your spiritual realm?
If you were asked to give a short speech on how to improve one's spiritual realm, what would you say?
Second, finance.
"Hard planning leads to prosperity"-Jewish proverb
In order to achieve fiscal balance, Glenn Brand put forward seven things that must be done according to his own financial management experience:
First, never buy on credit.
Although the culture around us encourages us to enjoy today with relevant money, overdraft is the main reason for financial bankruptcy.
Reason. Control yourself and don't buy things on credit.
Second, don't combine the bills to be paid, but list each bill as a payment plan.
This is Brand's financial experience. For people who are heavily in debt, Brand suggested designing a repayment plan and
Take the initiative to communicate with the creditor, tell him your repayment plan and ensure repayment. This method can get the reasons of creditors almost every time.
Solution.
Third, don't go shopping on impulse.
See if you really need this, or don't buy it.
Fourth, establish a budget.
Budget is one of your main financial goals. If you insist on spending a little time every week to arrange the budget and stick to it strictly,
Can protect you from financial problems all your life.
The budget should include:
-Income plan
-Expenditure plan
-Written action plan.
It should be agreed by both husband and wife, and it will take some time to make a short financial evaluation after one week.
Fifth, form the habit of saving.
According to the proverb, a wise man hides treasure and oil in his house, and a fool swallows it when he comes. The amount of savings is related to you.
One tenth of your income can also be adjusted according to your actual situation. Many people don't understand that saving is not just saving money.
Saving money is actually saving opportunities.
Sixth, arrange your payment order.
How to control your money requires wisdom and an effective order:
1. Church or other charitable organization
be economical
3. Insurance
4. food
5. House
6. Everything else
Seventh, investment.
After paying for the basic needs of your family, your income can be invested in the following order:
1. Insurance
2. Cash funds
3. Investing in underdeveloped areas
4. Stocks and funds
Action:
□ "Either the owner of money or the slave of money." Please think about your relationship with money?
How much income can you earn through honest work now? How much did you spend?
□ Are they balanced and have a surplus?
□ What is the order of your spending money?
□ Have you established a consumption budget?
Can you keep an eye on your money and keep it within your budget control?
□ Do you have the habit of overdrawing?
What valuable things do you want to do with money?
□ What is the reason why you feel financially nervous?
□ What can be done more?
□ Did you take the time to learn about financial management?
□ Have you worked out your own financial management methods?
Do you have the habit of discussing finance with your family regularly?
□ What are the serious problems you are facing in the financial field at present?
What can you do to improve it?
Third, education.
The house is stable because of clever construction and wisdom, and knowledge is full of all kinds of beautiful and precious finances. -Proverbs
If a person wants to achieve a balanced education, he should arrange it according to the following four principles:
First of all, look at your own value direction and determine your life goals accordingly.
Write down in detail the professional knowledge and skills needed to achieve this goal. Remember, it is your goal that determines what you need.
Knowledge and skills, not your preferences.
Second, list a learning goal and plan.
According to the professional knowledge you need, when and to what extent, set a specific goal and then do it.
Make a plan to realize it.