Introduction and skills of funds How to choose funds?
Novice fund investors need to know the fund, know the fund, be familiar with the trading rules and principles of the fund, and then choose the fund that suits them according to their risk tolerance. Steady investors should choose money funds or bond funds, while radical investors can choose stock funds.
1, know yourself, first of all, know yourself and know yourself, mainly to test whether you are a conservative investor or an enterprising investor, and choose the fund corresponding to the risk according to your own risk assessment.
2. Know what a fund is and how to make money. A fund refers to a certain amount of funds set up for a certain purpose. When we invest in a fund, we give money to the fund company and fund manager to help us invest. When we make money, we share it with each other and bear it when we lose money.
3. depending on the scale, it is not appropriate for the fund to be too big or too small. If it is too small, it is easy to be liquidated. If it is too big, it will be too late. The scale of actively managed funds is 200-200 million, and some standards can be relaxed for a few excellent stock-picking fund managers.
4. Looking at performance, history allows you to predict the future. Looking at the performance of the fund in the first three to five years can let you know how the fund is, whether it can make money, how much it can earn at most and how much it will lose.
5. Look at the manager. A good fund manager is a small expert who helps us make money. The fund manager's ability level is relatively high and his performance is relatively stable, which shows that the fund manager has certain investment ability.
6. Look at positions, stocks invested by equity funds and bonds invested by bond funds. You can see how these goals are invested. If the stock price of a stock fund is good, then the performance of this fund will not be bad.
After reading the above introduction, I believe everyone has a better understanding of buying funds. In fact, the fund introduces a lot of knowledge and skills. After all, everyone has different opinions, and everyone can selectively master what suits them. You can buy one or two funds first, and then combine other people's experience to sum up your own psychological strategy.